Boat Trailer Safety

Mar 1, 2011

By Staff writer State Farm™ Employee

Your boat is a getaway from the everyday. And your boat trailer gives you the freedom to make that getaway wherever your towing vehicle can take you. Before setting out for your favorite waterway, take a moment to learn a bit more about boat trailer safety.

Choosing Your Trailer

Towing safety begins by choosing the proper trailer for your boat’s weight and size. Most trailers have a capacity plate that lists the Gross Vehicle Weight Rating. This figure will tell you if the trailer is rated to handle the total weight of your boat, motor, fuel and other onboard equipment. Make sure your trailer has a capacity greater than your total load; your load shouldn’t exceed 85 percent of the trailer’s total capacity.

Also, an ill-fitting trailer can lead to unbalanced loads, as well as hull damage. Choose a trailer that allows your boat’s hull to fit snugly on the rollers and other contact points. If you have any questions about fit, discuss them with a qualified dealer.

Finally, you may want to consult the National Marine Manufacturers Association (NMMA) list of certified trailer manufacturers. Trailer designs from listed companies are required to comply with industry standards and federal safety regulations.

Choosing Your Towing Vehicle

As with your trailer, your vehicle and its hitch should be rated to handle the tow load. Check your vehicle owner’s manual for towing information. If you have other questions, your vehicle or trailer’s manufacturer can help you decide whether your vehicle and its hitch are up to the job.

Hitching It Up

The following steps will help make sure your trailer is securely fastened to your vehicle and ready for the road.

  • Distribute gear evenly in the boat for a balanced load.
  • Secure boat tie-downs to ensure that the boat won't shift during transport.
  • Lower the trailer coupler onto the vehicle’s hitch ball and lock the safety pin.
  • Connect safety chains in a crisscross "X" pattern to the frame of the towing vehicle.
  • Connect trailer lighting cable to vehicle.
  • Check that all trailer lights are working.
  • If applicable, test trailer brakes and brake lights.
  • Check for proper vehicle and trailer tire pressure.
  • Check that all fasteners are properly tightened.

Driving Safely

Driving with a loaded trailer is special skill, one worth practicing in an empty parking lot and light traffic before taking to the open road. Keep in mind that towing a trailer will reduce acceleration rates, increase braking distances, and make steering and handling less predictable. This means that the risks posed by hazards such as traffic, wind, and hills are all multiplied. Learning how to handle your rig will help ensure that you and your crew enjoy a safe outing, both on land and on water.

Was this article helpful?Yes ()  |  No ()

Learning Center Forum Topic

How do you hitch up your boat trailer?
No comments.

Add Your Comment

Comments come from the public: We do not verify all information shared by those commenting. Except for messages posted by Authorized State Farm Contributors, the comments, opinions, and statements made by public contributors do not necessarily reflect the views, policies or practices of State Farm and are the responsibility of those individuals who created the information.

Want to participate in online communities? Read State Farm's Community Guidelines first.

This Learning Center provides general information about insurance and financial services products, as well as other general content, and is provided for educational purposes only. Read More

Some content on this site includes content, information, or opinions provided by third parties or other sources. Content, information or opinions provided by third parties or other sources do not necessarily represent the opinions of State Farm and should not be interpreted as reflecting State Farm's position regarding any insurance product or the manner by which State Farm handles claims.

State Farm does not warrant any content, information, or opinions of any third party or other source. Articles or content about insurance or financial services or other general content do not necessarily represent products or services offered by State Farm. This Learning Center may link to or interface with other Internet sites that State Farm does not maintain or control. State Farm does not sponsor or endorse those sites or the content, information, materials, or information on those sites. State Farm is not responsible for anything contained on such sites and makes no warranties or representations about the information, opinions, contents, products, or services offered on such sites. Not all of the products or services discussed on this site are available through State Farm. The information on this site is not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions and are not a statement of contract. All applications are subject to underwriting approval. Coverages and availability may vary by state or province.

Life Insurance and Annuities Issued By:
State Farm Life Insurance Company (Not Licensed in MA, NY, or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

Questions?

Find a local agent below, or call us anytime at
1-800-447-4930

Get a Rate Quote Now

Facebook Activity