No-Fault Rear End

Published Mar 30, 2011   

By david c

My son rear-ended someone and it was declared No-Fault by the police officer due to rainy conditions and slick streets. No ticket was given. He has only liability insurance and so that mean the damage on his car is not covered at all; is there anything else that can be done?
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2 Comments
Griffin on Apr 5, 2011   11:21 AM

David, liability coverage is intended to cover personal and property losses your son causes to other people (and not to his own vehicle), so it sounds like he'll have to pay for the damage to his car himself. He should, though, speak with his insurance agent, to be sure the policy and accident are correctly understood.

lucygoose on Apr 1, 2011   12:54 PM

I think you're out of luck. Your son saved money by not buying collision insurance. Hope he banked that cash to use now to fix the damage. Of course, if the damage is not too bad, maybe he can drive with a few dents until he has the money to pay the body shop.

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