Tips for Your Home Inspection Checklist

Tips for Your Home Inspection Checklist http://learningcenter.statefarm.com/residence/buying-selling/tips-for-your-home-inspection-checklist/ bb3 Oct 2, 2013

By Staff Writer State Farm™ Employee

Buying a house is probably the biggest purchase you'll ever make, so it's important to be sure your potential new home has a proper home inspection before you sign the papers. Getting a qualified home inspector can be an important first step.

A home inspector is a qualified professional who visually inspects the structure and components of a home and looks for any immediate or potential problems. They provide a written report to you with a description of problem areas and may also include recommendations for further evaluation.

You can go over the report with your real estate agent to decide how the results may affect the purchase of your potential home.

What They Inspect

Home inspection requirements vary greatly from state to state, but the American Society of Home Inspectors (ASHI) has a Standards of Practice page that outlines minimum and uniform standards that you should expect from an inspection. They include the following:

  • Structural elements. Construction of visible foundation; evidence of sagging or bowing of the structure; and window alignment.
  • Grounds. Leaks from septic tank; proper drainage; and condition of driveways, fences, and sidewalks.
  • Roof. Condition of shingles; any repairs/patches to flat roofs; clear vents; damage to chimneys; and properly working gutters.
  • Exterior surfaces. Correct clearance between ground and siding material; condition of exterior paint or siding; and properly working lights and electrical outlets.
  • Attic. Sufficient insulation; proper ventilation; and any sign of leaking or water damage.
  • Interior plumbing. No damaged or leaking pipes; proper hot water temperature; and functioning toilets, sinks, bathtubs, and showers.
  • Electrical system. Up-to-code condition and type of visible wiring, and proper function of circuit breakers, outlets, light fixtures, and fans.
  • Appliances. Proper function of stove, dishwasher, refrigerator, microwave, washer and dryer, and all other appliances.
  • Heating and cooling systems. Condition of furnace, air conditioning (temperature permitting), water heater, chimney, and fireplace.
  • Basement. Solid foundation, walls, and floors, with no signs of water intrusion or damage.
  • Garage. Solid foundation, windows, ceiling, framing, and roof; working garage door opener; up-to-code electrical system; and proper function of outlets.

What They Don't Inspect

Again, while there is variation of what home inspectors look for, there are areas that are generally not covered by a home inspection. If you suspect any problems or concerns in the following areas, you may want to schedule an evaluation by a certified specialist:

  • Pest control
  • Swimming pools
  • Asbestos
  • Radon gas
  • Lead paint
  • Toxic mold

Finding a Home Inspector

Be sure you are comfortable with your choice of home inspector. They are extremely important and can help you detect and avoid major pitfalls in the home buying process.  

Making a major purchase such as a house requires a dedicated team. Besides your real estate professional and lender, a home inspector is critical to helping make sure you are covered. Be sure to educate yourself about the process and find a home inspector you can trust.

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