Create a Digital Home Inventory

Create a Digital Home Inventory bb3 Jul 18, 2013

By Staff Writer

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homeinventory.jpgChallenge: List every possession you own, along with each itemís worth. Now imagine doing this after your belongings have been stolen or destroyed in a fire or natural disaster. The task may now seem impossible.

Luckily, it doesn't have to be. Creating a home inventory with the State Farm HomeIndexģ makes the job easier.

Why do I need a home inventory?
A home inventory can be used to help you make coverage decisions. It also can simplify filing an insurance claim, help you secure a settlement and prove useful when verifying property loss for taxes.

Despite the importance of an inventory, many individuals donít have a detailed record of their belongings. According to a 2012 survey from the National Association of Insurance Commissioners, 59 percent of consumers donít have an inventory. Of those who do, many havenít kept their records up-to-date or didnít include the necessary documentation.

How do I make an inventory with HomeIndex?
HomeIndex is a free online tool for documenting possessions. You can access HomeIndex through your smartphone, tablet and computer. The program guides you through each step of the process, including:

  1. Making a list. HomeIndex helps you group belongings into logical categories or sort them by room. Use this checklist to make sure you donít leave anything off the list.
  2. Creating a thorough record. Add detail to your inventory with product descriptions, including the itemís make, model, serial number, date of purchase and purchase price. Also upload photos of the item along with a copy of the sales receipt or appraisal.
  3. Updating your inventory. HomeIndex offers whenever, wherever access to your inventory. This makes it quick and easy to add an item to your list or edit an entry.
  4. Storing it in a safe place. Print hard copies of your inventory and store in multiple locations or keep it digital. HomeIndex stores your inventory safely and securely in the cloud, and itís accessible from any mobile device or computer. You can even email the inventory directly to your agent.

Go online for more helpful mobile tools from State Farmģ.

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